Upgrade from ED to EDP

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Whatamuji
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Upgrade from ED to EDP

Postby Whatamuji » Mon Jun 08, 2015 11:45 pm

I'm considering getting the ED card over the EDP as I really don't want a card with an AF at the moment. Would I be able to upgrade the ED to EDP if I wanted to in the future?
Kohls: $300, Discover IT: $1.8k, Capital One Quicksilver: $2k, Amazon Store Card: $2.2k, BoA Cash Rewards: 1k, Chase Freedom: 3.2k, AMEX HHonors 3k


Nixon
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Re: Upgrade from ED to EDP

Postby Nixon » Tue Jun 09, 2015 6:16 am

Whatamuji wrote:I'm considering getting the ED card over the EDP as I really don't want a card with an AF at the moment. Would I be able to upgrade the ED to EDP if I wanted to in the future?


Yes but you would miss out on EDP bonus.
Of course now that they no longer backdate new tradelines this may be a moot point for some. :ppp
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CarefulBuilder14
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Re: Upgrade from ED to EDP

Postby CarefulBuilder14 » Tue Jun 09, 2015 10:19 am

Whatamuji wrote:I'm considering getting the ED card over the EDP as I really don't want a card with an AF at the moment. Would I be able to upgrade the ED to EDP if I wanted to in the future?

Yes, you could upgrade after one year. Go over your spending, though, and see if either one really makes sense.

Amex ED will probably only beat a rewards-enhanced Discover at the grocery store. And, if you're spending a lot on groceries, you're probably better-off with an EDP. The AF on EDP is worth it if you put on serious gas/grocery spending.

You need a lot of MRs to get real value from them (for a plane ticket). A regular Amex ED just won't yield as many MRs as an EDP.

Maybe look at a Blue Cash Everyday?

You could get an Amex ED and wait until you're spending more on gas and groceries to upgrade it to an EDP. That would be good for your AAoA but EDP could be heavily nerfed by then.
Wallet: Prestige CSP SchwabPlat Freedom It Hyatt SallieMae AAPlat
SD: Arrival BrooksBros BCE ED IHG
Letting new accounts cool off since May
Really not sure what I'll add next or when

Whatamuji
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Re: Upgrade from ED to EDP

Postby Whatamuji » Tue Jun 09, 2015 12:13 pm

Well the reason I would want to get the ED or EDP is that I could transfer the points to a Best Western Rewards account and then use the points on Best Western stays. It seems like you get more points using an AMEX card then you would using the Best Western credit card. Not in terrible need for anymore cash-back cards cause of my Discover and BoA cards. Thus why I'm not jumping at Blue Cash.
Kohls: $300, Discover IT: $1.8k, Capital One Quicksilver: $2k, Amazon Store Card: $2.2k, BoA Cash Rewards: 1k, Chase Freedom: 3.2k, AMEX HHonors 3k

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CarefulBuilder14
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Re: Upgrade from ED to EDP

Postby CarefulBuilder14 » Tue Jun 09, 2015 1:06 pm

Whatamuji wrote:Well the reason I would want to get the ED or EDP is that I could transfer the points to a Best Western Rewards account and then use the points on Best Western stays. It seems like you get more points using an AMEX card then you would using the Best Western credit card. Not in terrible need for anymore cash-back cards cause of my Discover and BoA cards. Thus why I'm not jumping at Blue Cash.


From what I've read, the cpp value of the BW rewards program is lousy - less than 1 cent per point. You might be better off earning cash back and then paying cash for a hotel room. Do you have some really great status with them that gets you huge discounts or something?
Wallet: Prestige CSP SchwabPlat Freedom It Hyatt SallieMae AAPlat
SD: Arrival BrooksBros BCE ED IHG
Letting new accounts cool off since May
Really not sure what I'll add next or when

Whatamuji
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Re: Upgrade from ED to EDP

Postby Whatamuji » Tue Jun 09, 2015 1:46 pm

I'm beginning to think with my current spending habits I'm better off forgoing a travel card and just sticking with my current cards. And to answer your question CarefulBuilder: only in my dreams. :ppp
Kohls: $300, Discover IT: $1.8k, Capital One Quicksilver: $2k, Amazon Store Card: $2.2k, BoA Cash Rewards: 1k, Chase Freedom: 3.2k, AMEX HHonors 3k

takeshi
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Re: Upgrade from ED to EDP

Postby takeshi » Wed Jun 10, 2015 9:21 am

Whatamuji wrote:I'm considering getting the ED card over the EDP as I really don't want a card with an AF at the moment.

Make sure you're running the numbers and considering total cost/benefit versus just the AF.

Whatamuji wrote:Well the reason I would want to get the ED or EDP is that I could transfer the points to a Best Western Rewards account

Is BW still a transfer partner? I might be looking in the wrong place but I only see Hilton HHonors and SPG listed.

Whatamuji
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Re: Upgrade from ED to EDP

Postby Whatamuji » Wed Jun 10, 2015 9:56 am

@Takeshi, I had to do some digging on the Best Western website to find it.When you pull up the page it's gonna be under "Credit Card Partners" tab. http://www.bestwestern.com/rewards/earn ... rs.asp?tab
Kohls: $300, Discover IT: $1.8k, Capital One Quicksilver: $2k, Amazon Store Card: $2.2k, BoA Cash Rewards: 1k, Chase Freedom: 3.2k, AMEX HHonors 3k

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CarefulBuilder14
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Re: Upgrade from ED to EDP

Postby CarefulBuilder14 » Wed Jun 10, 2015 12:27 pm

Whatamuji wrote:@Takeshi, I had to do some digging on the Best Western website to find it.When you pull up the page it's gonna be under "Credit Card Partners" tab. http://www.bestwestern.com/rewards/earn ... rs.asp?tab

BW is definitely a partner. The Amex website itself lists BW, Choice, Hilton, and SPG loyalty programs under the "Hotels" tab on the Transfer Points page.

The problem of a low cpp value still remains, of course.
Wallet: Prestige CSP SchwabPlat Freedom It Hyatt SallieMae AAPlat
SD: Arrival BrooksBros BCE ED IHG
Letting new accounts cool off since May
Really not sure what I'll add next or when

Whatamuji
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Joined: Wed May 27, 2015 10:08 pm
Location: Houston, TX

Re: Upgrade from ED to EDP

Postby Whatamuji » Wed Jun 10, 2015 1:06 pm

Okay so which hotels give good cpp with an Amex card? I stay at BW because of the quality and price but if I can find similar and be able to earn points by using an Amex card then I'm up for it.
Kohls: $300, Discover IT: $1.8k, Capital One Quicksilver: $2k, Amazon Store Card: $2.2k, BoA Cash Rewards: 1k, Chase Freedom: 3.2k, AMEX HHonors 3k



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