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Whatamuji wrote:I'm considering getting the ED card over the EDP as I really don't want a card with an AF at the moment. Would I be able to upgrade the ED to EDP if I wanted to in the future?
Yes, you could upgrade after one year. Go over your spending, though, and see if either one really makes sense.
Amex ED will probably only beat a rewards-enhanced Discover at the grocery store. And, if you're spending a lot on groceries, you're probably better-off with an EDP. The AF on EDP is worth it if you put on serious gas/grocery spending.
You need a lot of MRs to get real value from them (for a plane ticket). A regular Amex ED just won't yield as many MRs as an EDP.
Maybe look at a Blue Cash Everyday?
You could get an Amex ED and wait until you're spending more on gas and groceries to upgrade it to an EDP. That would be good for your AAoA but EDP could be heavily nerfed by then.
Very useful: SchwabPlat, CSP, IHG, Costco (was AA Plat), Freedom, SPG
Somewhat useful: Discover, ED (was EDP), BCE, Hyatt, Arrival
May close or PC: Prestige, BrooksBros
Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech