MemberSince99 wrote:A. PC to Platinum
B. Closed PRG and got a non-Amex travel perks card like Citi Prestige
C. Opened Platinum as a new account and then closed PRG
A. Nope. Platinum is more so they would just bill you the pro-rated difference I can't see you getting a refund there.
B. Yep. They will probably refund the pro-rated remainder
C. Probably but the new Platinum fee will far outweigh whatever refund you receive.
Good to know!
I'll keep PRG until I have more specific plans and a better knowledge of which perks I could use among premium $400-ish AF cards (Platinum, Prestige, Ritz). For the PRG airfare credit, I'll probably pick American or Delta. If I don't break even with perks/offers/credits I will probably lose no more than $50 on it, and that could be worth not having to open Platinum as a new account later.
I should probably get a regular Arrival soon, just to have the boring no-AF Chip+PIN part settled before I pick a premium card for the trip.