Plenti card

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Nixon
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Re: Plenti card

Postby Nixon » Sat Jul 18, 2015 7:48 pm

The best way to use the points is to buy a shredder with the points to shred the card with. This is a truly useless card.
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CarefulBuilder14
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Re: Plenti card

Postby CarefulBuilder14 » Sat Jul 18, 2015 7:51 pm

augiedog wrote:I just got this card and I'm not sure how to redeem the points. I've already used the plenti reward card at Mobil. Do the points transfer over to my main account? There's really nowhere on my Amex account or my plenti account to say

Do you have the Plenti Amex? Or the non-CC rewards "add-on" card?
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augiedog
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Re: Plenti card

Postby augiedog » Sat Jul 18, 2015 11:36 pm

Vermonster wrote:You're not going to find a lot of people here that have that card. it doesn't really fit the demographic of this site. Your best bet would be to check on MyFico, or just ask Amex. Sometimes it can take a few billing cycles to register points.


Nixon wrote:The best way to use the points is to buy a shredder with the points to shred the card with. This is a truly useless card.


They're actually offering $50 worth of points for signing up. I have no use for it after that, but $50 is a good enough bonus for spending $250... which equates to paying my cable and phone bill for the month. They gave me a $2000 credit line, but Amex has increased my BCE limit substantially from when I first got it. If I close it I could try to do a credit line transfer.

Additionally I have found that if you use a Mobil gift card then you get $0.06 off per gallon, even if you're only spending points. (Meaning you don't use the credit card)

I also have all of my family members' AT&T bills linked so I get something like $10 in gas every month by doing nothing.

Aside from that I don't use any of their partners and have to agree their points are worth hardly any value save for free gas every now and then...

CarefulBuilder14 wrote:Do you have the Plenti Amex? Or the non-CC rewards "add-on" card?


I have both, they require a plenti loyalty card in order to sign up. But there is no indication my account about what card is linked, or if that can be changed. My best guess is that points post to my loyalty card.
American Express: Blue Cash Everyday (10k), Everyday, ; Discover It (7.3k) ; Target (2.1k)

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kdm31091
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Re: Plenti card

Postby kdm31091 » Thu Jul 23, 2015 4:56 pm

You would think that since Plenti points have such restricted value (i.e. only redeemable at like 5-6 places), they'd offer a much higher rate per dollar spent. 1 point per dollar is not only uncompetitive it is embarrassing. If Cap One, Citi, Fid Amex etc can offer 1.5-2% pure cash back on everything, surely a card with a restricted point program should be able to offer more than 1 point per dollar spent.

The actual loyalty program is okay, if you shop a ton at Rite Aid, AT&T, etc, and are going to make those purchases anyway, but the credit card is an absolute joke.

Nixon
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Re: Plenti card

Postby Nixon » Thu Jul 23, 2015 5:10 pm

kdm31091 wrote:You would think that since Plenti points have such restricted value (i.e. only redeemable at like 5-6 places), they'd offer a much higher rate per dollar spent. 1 point per dollar is not only uncompetitive it is embarrassing. If Cap One, Citi, Fid Amex etc can offer 1.5-2% pure cash back on everything, surely a card with a restricted point program should be able to offer more than 1 point per dollar spent.

The actual loyalty program is okay, if you shop a ton at Rite Aid, AT&T, etc, and are going to make those purchases anyway, but the credit card is an absolute joke.


I'm really not sure who they're trying to get a customer with this POS card.
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Vattené
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Re: Plenti card

Postby Vattené » Thu Jul 23, 2015 5:14 pm

Nixon wrote:I'm really not sure who they're trying to get a customer with this POS card.


People that are ignorant about what credit card rewards can actually get them and/or are attracted to bright colors?
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augiedog
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Re: Plenti card

Postby augiedog » Mon Oct 26, 2015 11:17 pm

Update: I just got notice that the reward system is being updated on November 3, 2015. 3 points for groceries up to $6000, 2 points at restaurants, and 1 point everywhere else. That does make it almost as useful as the Blue Cash ED.
American Express: Blue Cash Everyday (10k), Everyday, ; Discover It (7.3k) ; Target (2.1k)

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Vermonster
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Re: Plenti card

Postby Vermonster » Tue Oct 27, 2015 9:09 am

That is a decent change. But I would say the BCE is still worth it because you don't have to deal with Plenti Points.
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kdm31091
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Re: Plenti card

Postby kdm31091 » Tue Nov 03, 2015 9:21 pm

augiedog wrote:Update: I just got notice that the reward system is being updated on November 3, 2015. 3 points for groceries up to $6000, 2 points at restaurants, and 1 point everywhere else. That does make it almost as useful as the Blue Cash ED.


Right but only sort of. Remember, you can't use Plenti points as a statement credit or anything. You have to go spend them at one of the stores. It kind of comes out to the same thing, but then again you will be paying more for a lot of things at Rite Aid vs getting them elsewhere. So really, probably still not the best deal.

I'd say for most people the Blue Cash is the more flexible/better choice. You don't get 2% restaurants with it, but at least it's plain old cash.

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CarefulBuilder14
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Re: Plenti card

Postby CarefulBuilder14 » Tue Jan 19, 2016 1:29 pm

Has anyone looked into Plenti lately to see if the value has improved? I got a loyalty card in the mail without asking for it.
Very useful: SchwabPlat, CSP, IHG, Costco (was AA Plat), Freedom, SPG, Prestige (retention)
Somewhat useful: Discover, ED (was EDP), BCE, Hyatt
SD with activity alerts, might close: Arrival

Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech, BofA Travel PH, Aviator Red



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