CarefulBuilder14 wrote:* I really like the EDP/Freedom/CSP combo. I earn good-to-great rewards on gas, groceries, miscellaneous, dining, and all travel. I also get two main reward currencies that are flexible and lucrative.
Vermonster wrote:I read a great article/review of the ED and EDP and they said that contrary to initial impressions the EDP is not a competitor to the CSP/Freedom, but rather a compliment. Besides the categories, Amex has some different travel partners than Chase. I think once I stop spending so much on gas I'll consider the swap over the EDP.
CarefulBuilder14 wrote:If you can meet the 30 swipes, then using EDP for gas might be good. I'd take 3 MRs over 3% cash, and the AF is only slightly higher. Of course, keeping BCP might not make sense with EDP. PC-ing BCP to EDP is not an option, so EDP would need to be a new account.
Vermonster wrote:Yeah the big reason I didn't go for the EDP is that 30 swipe count. I get gas every 10 days, and plan on only using the Amex for Gas and a few college bills that I want to pay over time. Also the easy CLI to help my utilization. The Freedom/CSP gets 99% of swipes and we pay them in full, but normally not before the statement cuts, so I'd like to have a large limit card report 0% util.
I like the idea of the EDP but meeting the 30 swipes is going to take more brain power than I can afford right now.
CarefulBuilder14 wrote:Maybe I just never noticed it before, since neither PRG nor BCE were ever cards I used for anything close to 30 transactions a month, but...
Amex EDP is definitely giving me inaccurate data about my transactions. I've not seen any fraudulent activity - all transactions that I've seen have been real and authorized - but they jump between appearing as posted, pending, both, or completely disappearing.
I've used the card 14 times, and 6 of the transactions have something unusual about how they are presented.*
*And the 6 transactions involve 5 different merchants, so it's not one or two merchants doing something weird.
amex007 wrote:Weird. I've never had such thing happen to me before but then again I have the regular ED. Stil, i cant really imagine there would be some sort of conspiracy as amex is usually reliable.