- Centurion Member
- Posts: 4047
- Joined: Thu May 08, 2014 7:42 pm
- Location: United States
Vermonster wrote:Yeah the big reason I didn't go for the EDP is that 30 swipe count. I get gas every 10 days, and plan on only using the Amex for Gas and a few college bills that I want to pay over time. Also the easy CLI to help my utilization. The Freedom/CSP gets 99% of swipes and we pay them in full, but normally not before the statement cuts, so I'd like to have a large limit card report 0% util.
I like the idea of the EDP but meeting the 30 swipes is going to take more brain power than I can afford right now.
In your case, "feeding swipes" to EDP could be a hassle and not worth it. I thought, in general, that I wouldn't want to bother with tracking my swipes and that 30 would be a lot, but I went over a few months of spending and it just made sense - provided I don't throw away the MRs.
I shop at Costco a lot, and most warehouses have separate checkout areas for warehouse stuff, gas, the pharmacy, and the liquor store. That's 2-4 swipes each time. I also get fresh salad greens and fruit at a very convenient traditional grocery store every 2 or 3 days. That puts me pretty conservatively at 20 swipes a month before miscellaneous stuff.
Very useful: SchwabPlat, CSP, IHG, Costco (was AA Plat), Freedom, SPG
Somewhat useful: Discover, ED (was EDP), BCE, Hyatt, Arrival
May close or PC: Prestige, BrooksBros
Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech