Easiest American Express Card To Get

American Express forum. Talk about AmEx credit cards like Blue, Gold, Platinum, Centurion, and more.
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phoenix11
 
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Easiest American Express Card To Get

Postby phoenix11 » Mon Aug 05, 2013 11:04 pm

What is the easiest American Express card to get? My credit is alright now but I've had some mishaps in the past. Nothing too bad like a bankruptcy or anything like that but I did have some 30 day late payments when I was going thru some family problems. That was about 2 years ago.

I would like to get an American Express card because of the benefits they offer but I don't know if I'll qualify. What is the easiest American Express card to qualify for?


CCG
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Easiest American Express card to get? Here's my best guess...

Postby CCG » Tue Aug 06, 2013 12:14 pm

Hello and welcome to Credit Card Forum!

As you know, American Express is extremely picky about who gets their cards. They are known to be very bankruptcy unfriendly and if you ever had a charge off on an American Express card, some allege it is nearly impossible to ever get a card from them again.

My best guess would be that Gold Delta SkyMiles would be the easiest American Express credit card to qualify for. As a co-branded card, for some reason it seems to have looser requirements for approval based on forum feedback (versus their other cards). Definitely give this one a shot if you have average/good credit.

When it comes to charge cards (which require the monthly bill to be paid in full) then the simplest to get with a limited credit history will probably be something basic like the Gold Card, however it does have a high annual fee.

Originality
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Postby Originality » Tue Aug 06, 2013 1:55 pm

I have a credit score of 645-690 depending on either transunion, experian, or equifax...and i was just approved for a Delta Gold..i had a past collection that was recently settled in December 2011. So if i am able to be accepted i'm pretty sure you can too. Good Luck!

creditkid
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let me try that again, lol

Postby creditkid » Tue Aug 06, 2013 5:31 pm

right now i would say the delta card.

TruthNineSeven
 
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Postby TruthNineSeven » Wed Aug 07, 2013 12:09 am

Green Card...I got one when I was 15

creditkid
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Postby creditkid » Wed Aug 07, 2013 10:48 am

from who your parents, or was this back when CC didn't care to check people's ages, only family incomes?

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Mogul of Pineapples
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Postby Mogul of Pineapples » Wed Aug 07, 2013 1:34 pm

He must have been under his parents. In the United States you can't get a credit card by yourself under the age of 18. That's the law.
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creditkid
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Postby creditkid » Wed Aug 07, 2013 7:52 pm

yeah that's what i was guessing

RookieDayTrader
 
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Postby RookieDayTrader » Thu Aug 08, 2013 12:36 am

Originality wrote:I have a credit score of 645-690 depending on either transunion, experian, or equifax...and i was just approved for a Delta Gold


Are those FICO scores?

comicalmoodydan
 
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Postby comicalmoodydan » Mon Sep 02, 2013 9:33 am

creditkid wrote:from who your parents, or was this back when CC didn't care to check people's ages, only family incomes?


I actually had my first line of credit at the age of 14, I'm 33 now. So yes back "in the day" despite the law some creditors just threw lines of credit and credit cards at customers.



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