jasonfchen wrote:Recent grad school graduate, very thin profile. First CC was Discover IT with 1.5K CL in Sep 2015. I applied for Amex BCE one month later, and was approved instantly for 3.5K. My credit score is 680.
So you never know. Should give it a try.
Welcome to the forum, jasonfchen, and congrats on your approvals for two great cards! I don't know how much time you've spent looking at forums, but have you heard about the 3X CLI from Amex?
It isn't a hard rule, but credit aficionados have observed a pattern of Amex being generous with credit limit increases (CLIs) for new accounts. The guideline is a 3X CLI 60 days after account opening - so you may be able to increase your limit to $10,500 after a couple of months if your income, credit, and account history warrant it. There is no guarantee. You could get more, less, or none at all; people have even been successful in getting them before 60 days. It's worth a shot, though!
I'd also recommend asking for a CLI from Discover in a few months. There is no rule of thumb with Discover but they have been generous in CLIs in my personal experience, and I probably got my first around 90-120 days after account opening. As long as you make sure there is no hard credit pull when you request you've got nothing to lose.