CarefulBuilder14 wrote:The Amex Gold's additions do seem inadequate when compared to what the CSP offers for a lower AF. It doesn't sound like the Gold/PRG travel service has anything like the features you would get through the Platinum's concierge line.
True. I agree that the CSP does seem like a better deal than the Gold/PRG but amex was the creditor who got me back into the game when I was rebuilding with their Gold card offer so it's more a loyalty factor.
Plus I had just recently got back in with Chase since I had a chargeoff with them in 2005.
Well, it does make sense that you'd favor Amex.
The CSP's reward structure is similar to what Amex Gold will have (except for CSP's much broader travel category). CSP doesn't have as much in the way or travel perks, but a lot of the card's value is in transferring points from the Freedom (and possibly from an old, no-AF Ink variant - I'm not sure). Good use of one or two Freedom 5%/5.5% categories can go a long way when it comes to transferring points.
I am considering an Amex EDP. I don't think it would compete too much with my UR spending, since most of what I'd put on an EDP would be Sallie Mae spending, or off-category stuff only earning 1.1 UR on Freedom. But the loss of the Costco contract means that even more spending will go to URs and not MRs, and it may be best to avoid having too many reward currencies. I like PRG for perks, occasional offers, and credits. It's not really so much about rewards for me.
I also have a sneaking suspicion that Amex will do something to nerf/eliminate ShopRunner on the no-AF cards...