American Express forum. Talk about AmEx credit cards like Blue, Gold, Platinum, Centurion, and more.
5 posts
User avatar
Michael_S
Green Member
Green Member
 
Posts: 9
Joined: Tue Mar 09, 2010 6:01 am
Location: Hillsboro,OR

AMEX and Bankrupctcy

Postby Michael_S » Sat Mar 13, 2010 2:10 am

About 1997 , I had to do a bankruptcy. Is been 13 years since then and i have a CS of 673/ I heard it was impossible to get a AMEX card after a bankruptcy. I was going to apply for the green card.


User avatar
Cucumber
Centurion Member
Centurion Member
 
Posts: 567
Joined: Tue Apr 22, 2008 12:44 am
Location: Zuma

Postby Cucumber » Tue Mar 16, 2010 8:57 pm

From what I've heard, if your bankruptcy involved any debt you owed American Express then they won't do business with you ever again. If not then you can get an Amex after the bankruptcy falls off your credit record. Do you know about the Amex Zync Card?
OBAMA
Stop talking crap about him!

User avatar
PlatinumAMEX94
Centurion Member
Centurion Member
 
Posts: 321
Joined: Mon Jan 02, 2012 1:21 am
Location: Denver

Postby PlatinumAMEX94 » Thu Jan 12, 2012 5:26 pm

My cardholder agreement states if I ever file for bankruptcy, AMEX will automatically close the account and I am ineligible for another account with them. I don't wan to call AMEX asking about bankruptcy, but you sure can. Just call them and see what they say.
American Express Platinum Personal, Member since 94
Chase United Explorer - Visa Signature
Chase Sapphire Preferred
American Express Business Simply Cash

American Express Costco Business, American Express Platinum Business
Bank of America 10k, Capital One Venture World MasterCard 7.5k, Fidelity Visa Signature 10k
Citibank ThankYou Premier World MasterCard - Card Member since 91, 25k
Discover 10k Member since 91, Wells Fargo Personal & Business Visa Signature
USAA World MasterCard 12k, Chase Slate Exclusives Visa 5k

Lifelock member, USAA credit monitoring, Security Freezes E/E/TU, 800+

DavidNY
Centurion Member
Centurion Member
 
Posts: 1332
Joined: Tue Jul 05, 2011 12:28 pm
Location: New York

Postby DavidNY » Thu Jan 12, 2012 8:21 pm

It is certainly possible to get an Amex after bankruptcy, as long as it is not on your record (10 years after discharge).

Why do you want one?

craigm1
Centurion Member
Centurion Member
 
Posts: 285
Joined: Wed Dec 01, 2010 8:44 pm
Location: toms river nj

bankruptcy

Postby craigm1 » Fri Jan 13, 2012 1:48 pm

I filed bankruptcy in 94 and had a gold amex and an optima and they were discharged, I now have a blue cash with a 25k limit, it is possible and they sent me a pre approved offer back in 2008

craig
Current Cards: American Express:Grandfathered Blue Cash CL 34k member since 89
Chase Freedom CL 7.5k member since 04
Chase Marriot Rewards Premier CL 20k member since 13
Chase Sapphire Preferred CL 25K member since 13
Bank Americard Cash Rewards Signature Visa CL 14k member since 11
Discover Cashback Bonus $10.5k member since 11
US Bank Cash + Signature Visa 19k member since 12
Citibank Thank You Preffered World Mastercard $16.5k member since 14



Return to “American Express”

Who is online

Users browsing this forum: No registered users and 2 guests