- Centurion Member
- Posts: 410
- Joined: Wed Jun 04, 2014 1:06 pm
- Location: Chicago
As hat VattenÃ© said, you do have an internal limit. If you plan a large purchase, you can find out if Amex will approve the charge or not by logging in and using the "Check Spending Ability" tool. Just put in the amount you want to charge and see the result. Note that if you check three times within a short period in a day, you usually get locked out of the tool for 24 hours (i.e. you will need to wait a day to be able to use the tool again, but charges can be approved).
As far as the limit, you might not be able to find out the actual, since you most likely get locked out after a few tries. Not sure if calling customer service will help, since I don't have a charge card; when my 8k limit BCE was able to charge 10k according to the tool, I attempted to find out the actual limit and was locked, but the CSR kept saying 8k was OK and anything above that was not a guarantee.
Citi Forward Visa $5000 10/2012 | American Express Blue Cash Everyday $8000 2/2014 | Discover it $7000 5/2014
Chase Freedom Visa Signature $7000 6/2014 | Citi ThankYou Premier Visa Signature $5000 1/2015