Been Approved for Gold Premier Rewards but should I have gone Platinum?

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MemberSince99
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Re: Been Approved for Gold Premier Rewards but should I have gone Platinum?

Postby MemberSince99 » Sun Apr 26, 2015 7:16 am

Platinum is really for flying. Hotels and driving, not so much. I'd look at adding a hotel card as others have suggested.


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CarefulBuilder14
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Re: Been Approved for Gold Premier Rewards but should I have gone Platinum?

Postby CarefulBuilder14 » Sun Apr 26, 2015 11:56 pm

Even with the upcoming changes to PRG, it does seem like a better deal to get EDP and/or Platinum. PRG works as a good all-around card for someone who wants very few different cards. It does seem stuck, though, between being an everyday card and a travel card - without being especially good at either.

PRG can be a good value for someone with moderate everyday and moderate travel spending. For heavy spend in both categories, though, the EDP and Platinum combination does offer a good value (at least for international flights where MRs can shine and lounges are convenient).
Wallet: Prestige CSP SchwabPlat Freedom It Hyatt SallieMae AAPlat
SD: Arrival BrooksBros BCE ED IHG
Letting new accounts cool off since May
Really not sure what I'll add next or when

takeshi
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Re:

Postby takeshi » Mon Apr 27, 2015 9:14 am

Boomer3811 wrote:I am still curious about the enrollment options that come with the Platinum card. Do you have to pay extra to enroll in these. If not, then why don't they come automatically included as a benefit with the card.

Nope. Not sure why but it does make financial sense to force people to sign up versus just paying for the benefits regardless of whether a particular cardmember uses the benefits or not. Just went through this myself for my wife and I and it was really no big deal IMO.

MemberSince99 wrote:Platinum is really for flying. Hotels and driving, not so much.

That's a bit of an oversimplification. If one can make use of FHR then it can be for hotels. If one can make use of the insurance and status upgrades with car rental companies then it can be of use for driving. One wouldn't get a higher rate of earn on rewards for that spend but it could benefit those areas.



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