Centurion Card clients

American Express forum. Talk about AmEx credit cards like Blue, Gold, Platinum, Centurion, and more.
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Gb24
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Centurion Card clients

Postby Gb24 » Tue Mar 03, 2015 6:43 pm

Anybody with a centurion card, what do you do as a profession?
Just wondering.

Will take down if necessary.


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lobbythis
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Postby lobbythis » Tue Mar 03, 2015 9:25 pm

Don't expect people to actually respond to this. That's very personal.

Darrvao777
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Postby Darrvao777 » Wed Mar 04, 2015 10:51 am

lobbythis wrote:Don't expect people to actually respond to this. That's very personal.


My last boss was a physician with this card, looks like he placed all office expenses on it (my understanding now is that amex is looking more for personal spending and not small business spending)
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takeshi
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Postby takeshi » Thu Mar 05, 2015 11:12 am

Gb24 wrote:Anybody with a centurion card, what do you do as a profession?
Just wondering.

Is this going to be your basis for selecting a career?

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CarefulBuilder14
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Postby CarefulBuilder14 » Thu Mar 05, 2015 12:25 pm

I am a Senior Trust Officer with the First African Continental Bank in Lagos.

I am also Chief Private Banker to the Nigerian royal family. Prince Suleman Bello has agreed to add you as an Authorized User on his Centurion card if you will assist us in transferring the sum of $25,000,000 to your bank account in the United States.
Wallet: Prestige CSP SchwabPlat Freedom It Hyatt SallieMae AAPlat
SD: Arrival BrooksBros BCE ED IHG
Letting new accounts cool off since May
Really not sure what I'll add next or when

pewpew
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Postby pewpew » Fri Mar 06, 2015 2:20 am

CarefulBuilder14 wrote:I am a Senior Trust Officer with the First African Continental Bank in Lagos.

I am also Chief Private Banker to the Nigerian royal family. Prince Suleman Bello has agreed to add you as an Authorized User on his Centurion card if you will assist us in transferring the sum of $25,000,000 to your bank account in the United States.


you forgot the part where you ask him for his name, address, ssn, mother's maiden name and the street he grew up on.

in all seriousness, my dad had the centurion business card a few years back. he had a computer consulting business. he used it to purchase workstations, servers, network equipment, and microsoft/SQL/vmware/sonicwall licensing from Dell and Mac Pros from Apple to the tune of 300k a year. if you were a frequent traveler, the card was a god send and an incredible value when it was first offered. the AF was only $1500 but it offered preferred/elite statuses on major airlines and hotel chains. AmEx also had a bonus points mall, similar to Chase's UR mall, where you were able to pick up 3x-5x points at almost any major retailer, including Apple, newegg, Dell, hp, best buy, etc. and he would rack up points for 3 or 4 family vacations a year. and those status upgrades centurion provided often gave us bumps to business/first class seats and suites at hotels. plus no bag check fees due to airline status upgrades!

then AmEx killed the bonus points mall, killed many of the benefits and raised the AF through the roof.... so my dad downgraded to platinum then switched to chase completely. at this point, if you have a centurion card, you are a f'in moron because it is just useless.

the only reason i have my AmEx platinum card is because they make a $1000 down payment on my behalf every time i renew my Mercedes lease, and I renew every 2 years. so that completely negates the AF. the annual $200 airline credits, $100 Mercedes gift-cards, lounge access, TSA credit, etc, is all essentially free for me.
Junk I use:
AmEx Platinum for Mercedes Benz from, 75k spending ability
AmEx Everyday 8.99% + Prime, 44k CL
Chase Ink Bold, 35k
Chase Freedom (Converted from WaMu VISA) from '07, 5.99% + Prime, 30k CL

Junk I don't use
BoA Susan G. Komen Cash Rewards (converted from World Points MC) from '07, 7.9% Fixed APR, 30k CL
Discover IT (Converted from Discover More) from '08, 5.74% + Prime, 20k CL
AmEx Clear from '07, 4.99% + Prime, 10k CL
All 3 credit scores are over 800.

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CarefulBuilder14
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Postby CarefulBuilder14 » Fri Mar 06, 2015 10:28 am

pewpew wrote:then AmEx killed the bonus points mall, killed many of the benefits and raised the AF through the roof.... so my dad downgraded to platinum then switched to chase completely. at this point, if you have a centurion card, you are a f'in moron because it is just useless.


It's certainly true that no card, despite a high fee or any image of exclusivity that the issuer tries to promote, is immune from nerfing. Losing automatic loyalty status with all those travel partners I expect must have driven a lot of Centurion customers to downgrade or close their accounts.

One of the thing I do like about Chase is the combination of both the online shopping portal and the high cents-per-point value. Discover has only the first, and Amex has only the second.
Wallet: Prestige CSP SchwabPlat Freedom It Hyatt SallieMae AAPlat
SD: Arrival BrooksBros BCE ED IHG
Letting new accounts cool off since May
Really not sure what I'll add next or when

luvbullmarkets
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Postby luvbullmarkets » Fri Mar 06, 2015 12:30 pm

pewpew wrote:
then AmEx killed the bonus points mall, killed many of the benefits and raised the AF through the roof.... so my dad downgraded to platinum then switched to chase completely. at this point, if you have a centurion card, you are a f'in moron because it is just useless.


FASTSRT8 won't appreciate being called an "f'in moron."
Amex EveryDay, Amex BCE , Barclaycard Arrival+ WEMC, CSP Visa Signature, Discover it, Wells Fargo Propel 365 Amex

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FastSRT8
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Postby FastSRT8 » Wed Mar 11, 2015 11:11 pm

luvbullmarkets wrote:FASTSRT8 won't appreciate being called an "f'in moron."


Thank you for making that statement.

I've been absent due to work and personal commitments and coming back to read that comment was funny.

I find those that post derogatory comments towards Centurion card holders are simply either a) ignorant or b) don't have the means to acquire one and KEEP one.

Yes the level of card benefits may have gone down or some services changed but that doesn't make the card 'bad'.

Like all things in life, if you can't afford it but yet choose to acquire the card for ego purposes then yes, you will likely defend your reason to eventually drop the card due to it being 'dumb' or the card being 'not worth it'.

For the few of us who can afford it, it's no big deal.

As an analogy, a private club membership. Most good ones have high initiation and yearly fees. If you can afford it, you pay and life goes on. Live life and enjoy. For the those that barely make their regular payments but choose to join the club anyway and complain about how poor value the club is, you need to check your priorities. If you can't afford it, then accept it and move on.

There is no need to bash and name call those that can clearly afford and have no issues about it.

Bottom line, to the person that inferred I was a moron... well, look in the mirror and I believe you will see yourself standing right there next to me. The only difference is this moron has a black card and well you likely do not.
Carpe diem quam minimum credula postero!

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CarefulBuilder14
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Postby CarefulBuilder14 » Wed Mar 11, 2015 11:38 pm

Renewing a Mercedes lease every two years probably doesn't make any more financial sense, so it's an odd criticism.
Wallet: Prestige CSP SchwabPlat Freedom It Hyatt SallieMae AAPlat
SD: Arrival BrooksBros BCE ED IHG
Letting new accounts cool off since May
Really not sure what I'll add next or when



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