CarefulBuilder14 wrote:I am a Senior Trust Officer with the First African Continental Bank in Lagos.
I am also Chief Private Banker to the Nigerian royal family. Prince Suleman Bello has agreed to add you as an Authorized User on his Centurion card if you will assist us in transferring the sum of $25,000,000 to your bank account in the United States.
you forgot the part where you ask him for his name, address, ssn, mother's maiden name and the street he grew up on.
in all seriousness, my dad had the centurion business card a few years back. he had a computer consulting business. he used it to purchase workstations, servers, network equipment, and microsoft/SQL/vmware/sonicwall licensing from Dell and Mac Pros from Apple to the tune of 300k a year. if you were a frequent traveler, the card was a god send and an incredible value when it was first offered. the AF was only $1500 but it offered preferred/elite statuses on major airlines and hotel chains. AmEx also had a bonus points mall, similar to Chase's UR mall, where you were able to pick up 3x-5x points at almost any major retailer, including Apple, newegg, Dell, hp, best buy, etc. and he would rack up points for 3 or 4 family vacations a year. and those status upgrades centurion provided often gave us bumps to business/first class seats and suites at hotels. plus no bag check fees due to airline status upgrades!
then AmEx killed the bonus points mall, killed many of the benefits and raised the AF through the roof.... so my dad downgraded to platinum then switched to chase completely. at this point, if you have a centurion card, you are a f'in moron because it is just useless.
the only reason i have my AmEx platinum card is because they make a $1000 down payment on my behalf every time i renew my Mercedes lease, and I renew every 2 years. so that completely negates the AF. the annual $200 airline credits, $100 Mercedes gift-cards, lounge access, TSA credit, etc, is all essentially free for me.