- Centurion Member
- Posts: 4047
- Joined: Thu May 08, 2014 7:42 pm
- Location: United States
After some further research:
The higher AF doesn't kick in until the next account anniversary after 6/1/15. So I don't pay $195 until May 2016.
The airline credit is like Platinum's - one airline, chosen in advance.
At first, I was on the fence about it. I'm not loyal to any airline, but if I can make an reasonable guess about which ones I'll be using the next year, then the $100 air credit would be worth about $40 for me (maybe 60% chance of $0, 40% chance of $100 in bags/food/drinks roundtrip).
Small Business Saturday I'll value at $25.
That leaves AAA-type roadside service, special offers, keeping open one of my older accounts, emergency assistance, NPSL, and other harder-to-value benefits costing me $110 until 6/2016 and $130 a year after that. I'd say it's worth it, even if I just use the card for airfare, special offers, and things I need a good warranty on. CSP will remain for all other travel and I'll be earning a lot of URs to transfer.
The regular Gold is going up to $160 a year! I don't know if it gets any of the new benefits that PRG gets. I really suggest that anyone with a Gold consider moving up to PRG or Platinum or closing the account!
Very useful: SchwabPlat, CSP, IHG, Costco (was AA Plat), Freedom, SPG
Somewhat useful: Discover, ED (was EDP), BCE, Hyatt, Arrival
May close or PC: Prestige, BrooksBros
Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech