Battery111 wrote:I tend to agree. Really hoping the rumors of a substantial benefits upgrade for the platinum soon are true.
I can sympathize with those that don't or can't PIF for whatever reason. We all have life circumstances that dictate our choices. But since most AMEX cards really focus on rewards, I would prefer they don't trim back those perks. As has been said a ton of times before, it's quite rare/impossible to find an apr that doesn't completely cancel out the rewards, even if the balance is only carried for a few months.
Maybe there will be some upgrades to the Platinum, but I wish there were some in store for the other charge cards. Rumor/forum consensus is that we're past 'peak value' on Green, Gold, and PRG and steadily declining. Perhaps those cards will just be continually nerfed with nothing new added.
My estimate of the value of I get from my PRG is about breakeven after the AF. That ignores the hundreds I've saved with ShopRunner, but would still save with just the BCE. Ironically, if ShopRunner became a perk exclusive to charge cards, that would make me a hardcore PRG loyalist.
It's funny how incentives can work...Amex providing a wonderful perk on a no-AF card...a perk I use mostly when making purchases with Chase and Discover.
On the other hand, my month-old CSP has already helped me offset most of the (future) annual fee by making the URs I get transferrable.