Congratulations on your recent progress and approvals. Sounds like you made good use of that app spree!
nowipaco wrote:I plan on using the PRG the most and the Everyday for larger purchases I may end up carrying a balance on. Are there any benefits to the Everyday that would make me want to use it after I've gotten the 50,000 points out of the way on my PRG? I really don't know a ton about it. I just know that its recommended to get a charge and a credit together on one pull.
I have the ED and am really enjoying it. Are you planning on making use of the 20% bonus? If I had the PRG and ED, I would make sure to at least use the ED 20 times a cycle for that bonus. You might as well use the ED for groceries and non-categorized spending; assuming the 20% bonus you would get 2.4 MR and 1.2 MR on the ED, respectively, rather than 2 MR and 1 MR on the PRG. It all goes to one MR program, after all. You may even find it worth dumping the PRG after you get the introductory bonus and before the AF hits. That spending could bring in MR on the ED with no AF.
nowipaco wrote:Did I get an intro APR on the ED if I app'd for it right after the PRG? Or do I only get the intro offer on the PRG because I got it first?
As far as I know that 0% offer is standard on all new applications, but it's possible in your application situation they make an exception. Consult the fine print to find out for sure (you may have to wait for it to come in with the cards). Also look for that 10,000 MR bonus on the ED.