solomon wrote:It's 1/21/2014 and I went to Family Dollar and they said that I cannot use a credit card to load Vanilla Reloads or buy gift cards. They said it has to be cash or debit.
Did this change since July 2014? Also, can you buy Visa gift cards at grocery stores with a credit card instead of cash or debit?
For VGCs, it's a YMMV issue. For some stores (even under the same chain) they let you buy gift cards with credit while some other stores do not. The Family Dollar near me won't let me buy them with credit. I do have both successes and fails at a few grocers. Policy could change at any time, and maybe even before July 2014. Laying low and moving on is the key.
At least Vanilla Reloads have been cash only since last April at CVS. Also the Vanilla Reload PIN will be no longer available soon, which gets replaced by the Vanilla Reload Swipe (though I have no idea how this change can affect us - at least I never bothered with any VR's).
solomon wrote:@plyrstar93 Do cash advance have % interest rates?
Yes, if a transaction is posted
as cash advance, then it's usually subject to higher-than-purchase APR and interest will accrue immediately (i.e. no grace period).