- Centurion Member
- Posts: 4047
- Joined: Thu May 08, 2014 7:42 pm
- Location: United States
I think the length of credit history and length of history with credit cards matter more than the AAoA.
My credit history (which consists only of credit cards) was about 6.5 months when I got a PRG invitation and applied, but my AAoA was only about 4 months since I'd also gotten a Discover recently.
A charge card can be nice. I had a lot of expenses relative to my old credit limits, so having to make a lot of mini-payments and having high utilization report, anyway, was a bit of a nuisance.
I do think the Green and Gold have very little value, though. PRG and Platinum can be good if you spend and travel enough.
Very useful: SchwabPlat, CSP, IHG, Costco (was AA Plat), Freedom, SPG
Somewhat useful: Discover, ED (was EDP), BCE, Hyatt, Arrival
May close or PC: Prestige, BrooksBros
Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech