- Centurion Member
- Posts: 4047
- Joined: Thu May 08, 2014 7:42 pm
- Location: United States
I'd put your odds at maybe 25%-30%. Some people do get approved for an Amex Blue Cash with your history - so approval is possible - but more people get declined. If you do get approved, though, the limit would probably be pretty low and you might not find the card very useful.
Make sure your reported utilization is about 1% and 7% (which means paying off most of the bill before the statement cuts) at the time you apply.
I got an Amex PRG with about 6.5 months of history, and a BCE with a $6k limit about 2.5 months later. If you don't want to use an Amex charge card as a stepping stone, I'd apply for the BCE around late April or early May to have better odds.
Very useful: SchwabPlat, CSP, IHG, Costco (was AA Plat), Freedom, SPG
Somewhat useful: Discover, ED (was EDP), BCE, Hyatt, Arrival
May close or PC: Prestige, BrooksBros
Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech