tiger100 wrote:i spend a good bit of money so want some good rewards for using and looking for a good new card signup reward as well.
What categories and what volume? "A good bit" doesn't really mean anything. One's "good bit" is another's "chump change" is another's "insane amount". Given things like the BCP's cap and the Blue Cash's $6,500 threshold the volume matters if you're asking for recommendations.
If it comes to rewards versus sign up bonus which is the bigger priority for you?
tiger100 wrote:looks like the blue preferred or everyday card might be what i need? not sure whats the diff in these?
How did you arrive at these options? Just trying to understand your reasoning.
tiger100 wrote:i live at costco. thats one of the reasons i want an amex. none of my purchases at costco would go to reward points?
You'd get points/cash back but not at the higher earn rates.
If you want rewards on Costco spend the the Fidelity AmEx may be a better fit since it would get 2% at Costco. However, since it's not a Centurion-issued card you can't leverage backdating or the 3x CLI. While you stated that you wanted an AmEx you didn't state exactly why so I don't know if those are important to you or not.
The TrueEarnings only earns 1% at Costco aside from gas (which is capped) and travel. This info is on the AmEx site.https://www304.americanexpress.com/credit-card/costco-american-express
Earn Cash Back
Earn 3% cash back at US gas stations and on gasoline at Costco, up to $4,000 per year in purchases (then 1%), 2% cash back at US restaurants, 2% cash back on eligible travel purchases, including at Costco, and 1% cash back on other purchases, including at Costco.
CarefulBuilder14 wrote:You really can't go very wrong with a BCE
It's no AF but I wouldn't say that means you can't go wrong with it. If one is AF fixated and has no other concerns that may be true but from a rewards standpoint it's not a best fit except in certain situations.