No idea on odds but having a 0 balance on a revolver won't help as much as having a small balance reporting. However, if you paid after statement date and prior to due date then a balance has already reported and your payment will not reduce the reported balance.
p51 wrote:Don't know if the cc payoff is on there yet.. just paid it off about a week ago.
You can use a CMS to verify. Or look at your statement date and add a few business days for a rough estimate of when it would update.
p51 wrote:New to the site and my first post. I am looking to get my 1st Amex card--Green or Blue, not sure yet.
Blue is an entire family of cards (Blue, Blue Sky, Blue Sky Preferred, Blue Cash, Blue Cash Everyday, Blue Cash Preferred). If you don't know then you probably need to do a lot more research. The Green is a charge card. The Blues are credit cards with differing benefits and rewards.