Thinking about downgrading my AMEX... Advice?

American Express forum. Talk about AmEx credit cards like Blue, Gold, Platinum, Centurion, and more.
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Nixon
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Postby Nixon » Thu Nov 06, 2014 3:59 pm

thom02099 wrote:Yes. In my post above, there is the "basic" card, which is no frills to speak of. Some of the standard benefits still apply, but there are no MR points in either basic card. They can be added as an option.

The senior cards were originally, though not very publicly, marketed to those of us over a certain age (60, I think was the original plan). I've read anecdotally of folks well under that age getting a senior card, so there likely is no longer an age requirement, but one would need to check with AMEX on that to make sure.


I think of it as a debit card that doesn't look tacky and has good insurance. :)
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rockyrock
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Postby rockyrock » Sun Nov 16, 2014 9:18 am

I recently PC'd my Platinum to PRG. I'm was second guessing thinking maybe I should have gone Green and maybe next year I will. This weekend I was happy I hadn't though. For the first time I utilized the roadside assistance and save $75 or more maybe.

We have roadside assistance as part of our auto insurance but that only covers our cars. The roadside assistance offered by Amex is more like AAA as it covers the member no matter whose car you are driving. That particular benefit came in handy yesterday with my cousins car.

Like I said, next year I will have to do some real number crunching to see if the PRG is worth keeping for me but for this weekend, I'm happy I wasn't a Green card member...
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@SoFla
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Postby @SoFla » Tue Nov 25, 2014 7:35 am

Good advice all. I want to retain my MR points, so I'm Thinking about switching to an Amex EveryDay Preferred card, will I have to close my Amex PRG in order to 'do away' with the $175 AF? Or do I have to ability to "transfer my account" . The Everyday Preferred Card offered similar benefits and 3x, 2x, 1x categories as well with a $95 annual fee. I am not a huge traveler (wife and I fly twice/year or so).. And while I have yet to use it, I will miss the comfort of that road side assistance. So, will I have to re-apply for the Everyday card, it doesn't seem like I'll be able to transfer cards. Hopefully I'll be able to keep the same member since date. Any thoughts or experience with decisions like this is appreciated. Thanks in advance!

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Vattené
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Postby Vattené » Tue Nov 25, 2014 1:29 pm

No firsthand experience, but I have always heard that you can't PC from charge card to revolver and vice versa. I'd expect you'll have to close the PRG and apply for an Everyday.

You will keep the Member Since date.
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popamode72
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Postby popamode72 » Tue Nov 25, 2014 2:07 pm

Vattené wrote:No firsthand experience, but I have always heard that you can't PC from charge card to revolver and vice versa. I'd expect you'll have to close the PRG and apply for an Everyday.

You will keep the Member Since date.


That's exactly right. You can't PC charge cards to revolvers. Completely different kinds of products. You can't even PC a revolver like the BCE to the ED card too.
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