Amex enhanced rental car insurance trick

American Express forum. Talk about AmEx credit cards like Blue, Gold, Platinum, Centurion, and more.
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Joined: Thu Nov 06, 2014 11:53 am
Location: United States

Postby Cre » Fri Nov 07, 2014 1:40 pm

jeffysdad01 wrote: I do wonder, though, if Amex will notice the rental company preapproval, see no corresponding hard charge and then figure out what's happening.

Well, if they didn't figure it out before, I'm sure they've figured it out now, thanks to your post! It stands to reason that American Express monitors this site, as it serves as a "free" market research portal to the minds of their customers.

What I'd like to know is if the $25 per rental premium covers "loss of use" of the rented vehicle while it is being repaired. Or is that covered automatically by simply using the card to pay for the rental?
Current Cards:
AmEx Platinum Charge: NPSL, $450 AF
AmEx Reserve Credit: $30K limit, $450 AF
Chase Slate Visa Credit: $32K limit, No AF
Future Strategy:
Near Term: Need a good MasterCard for places that won't accept AmEx or Visa
Long Term: Will downsize out of one or both current AmEx cards to reduce AFs

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