- Centurion Member
- Posts: 1099
- Joined: Sun May 04, 2014 4:41 pm
- Location: Atlanta, GA
Here's my take on this.
I like how with applying online, there's sometimes the chance that it will tell you right away if you got approved or denied for the cards. Several of my approvals have been instant such as with my Discover and Barclay cards. On the Barclay card, I was even able to see how much I got as a CL.
If you can apply for a card directly at the bank, then sometimes they might have offers that you may have not have been as likely to get online sometimes. I know a representative at Chase told me something about this. There are also other cards I've heard about where it can be beneficial to apply for them in person.
I can't speak for mail or phone because I've never applied for any card through that.
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