Best way to apply: online, phone, or mail?

American Express forum. Talk about AmEx credit cards like Blue, Gold, Platinum, Centurion, and more.
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Postby lobbythis » Sun Oct 26, 2014 1:23 am

Anything where a human is involved is infinitely slower than a machine.

Filling out online app = 30 seconds. App result = 10 seconds.

Dumbass on phone = 30 minutes and most likely filled out your application incorrectly.

USPS = Lucky if mail even shows up.

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Postby takeshi » Mon Oct 27, 2014 9:05 am

hammerandnails1859 wrote:From everyone's experience is it better to apply online, over the phone or via mail?

Better in what way? With regard to approval odds it doesn't matter. Method doesn't change your credit or income.

Pick the method you prefer.

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