jumbo wrote:The exact words from AMEX:
We were unable to approve the full amount you requested at this time for the following reason(s).
"[color="red"]Your overall debt with other creditors as reflected in your credit report and your credit limits on your American Express Cards relative to your reported income.[/color]"
I have around 3K sitting on Chase Slate with 0% APR and my income is little over 50K.
What are your total credit limits across all cards? If they thought your total credit limits were high relative to your income, then what they gave you may simply have been the closest reason from their list of options.