- Centurion Member
- Posts: 1099
- Joined: Sun May 04, 2014 4:41 pm
- Location: Atlanta, GA
That's completely crazy of them. Sometimes, people need to face facts and get some tough love on their situation. Otherwise they're just gonna keep on making the same mistakes over and over again with their credit.
A big influence on me and why I wanted to have good credit in the first place is growing up and seeing what it's like for people in my family to have bad credit and what a huge impact that can have on all sorts of things. My mother had to make these bothersome payments on some title loan she took out and that was quite a pain to witness. She had also had several collections and got screwed over by those First Premier credit cards many years ago. My family also had to also deal with a foreclosure about over a year and a half ago and the lender involved was Chase. I think the mortgage was under someone else's name in my family though.
Also, seeing an older sibling of mine fall behind on her auto loan payments for this car she used to have that I think the company was threatening to repossess and basically really damaging her credit that way and accumulating a lot of student loan debt as she's starting grad school and all. She still decided to take out an auto loan and got some low limit cards to rebuild and I didn't want to have to go through any of that and make the same mistakes that they all did.
Anyway, I find it really interesting how apparently you couldn't be honest about the Sallie Mae and the Upromise cards. I always thought that Sallie Mae was always this card a lot of people wanted. 09Lexie from that description sounds extremely paranoid and not someone I'd want to deal with ever.
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