Platinum Invitation

American Express forum. Talk about AmEx credit cards like Blue, Gold, Platinum, Centurion, and more.
12 posts
Centurion Member
Centurion Member
Posts: 4913
Joined: Sun May 20, 2012 4:35 pm
Location: WI

Postby MemberSince99 » Mon Sep 08, 2014 3:51 pm

I always thought those offers were a diabolical plot to destroy my credit. I bet they are in cahoots with the insurance companies who want to find reasons to jack our rates up. New inquiry? Ok let's double your insurance rate you are a terrorist to credit!!!!!

I knew it, this is just confirmation of the level of evil that goes on. I didn't realize Amex was part of the conspiracy but it totally makes sense.

Platinum Member
Platinum Member
Posts: 53
Joined: Sun Jan 20, 2013 9:18 am
Location: USA

Postby Troublemaker » Tue Sep 09, 2014 10:08 pm

djrez4 wrote:You think Amex is trying to get you to apply so your scores will be low enough that you can't get any more credit cards? Am I getting that right?

Amex doesn't care that much about you.

AMEX is a huge corporation where each product has multiple departments. While they might share some data it isn't like a centralized database / repository that everyone uses. Your invitation is just based on the shared data. So view it as an invitation to apply, assume a hard pull and be prepared for the result.
DoubleCash '99:10k / Freedom '07:11k / CU '11:15k / Slate '14:13k / Premier '15:10k / InkPlus '15:5k

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