- Centurion Member
- Posts: 1099
- Joined: Sun May 04, 2014 4:41 pm
- Location: Atlanta, GA
Even though I've gotten some of my confusion over backdating cleared up, I am now wondering what would happen if I were to open another Amex account let's say next year in January, March or any other time before June when my first Amex account was opened. How would that report to the credit bureaus and how would a lender like Barclays look at the backdated account? They would surely still see that there would be a recent Amex inquiry either way. It's kinda hard to wrap my mind around this idea and there are still things I don't quite understand about the process.
I even thought that backdating meant if you opened a new account that the date that it was opened would just report as the same month and year that the first account was opened. Didn't realize just how much more an impact it can have than that depending on when the account is opened.
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