Why don't I have a Centurion card offer?

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centurionsearcher
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Why don't I have a Centurion card offer?

Postby centurionsearcher » Thu Sep 04, 2014 10:32 am

I am confused...I thought the yearly spending threshold was ~$250k. I have a Platinum card that I pay off every month in full and I have spent $1.25MM in the last year on a variety of luxury goods, jewelry, trips, etc., etc. I have called and asked for an invitation which was supposedly "noted" on my account. Still, I have gotten NOTHING. Seems weird. Any insight?


Bama87
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Postby Bama87 » Thu Sep 04, 2014 1:21 pm

You dont have enough hair

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CarefulBuilder14
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Postby CarefulBuilder14 » Thu Sep 04, 2014 2:11 pm

centurionsearcher wrote:I am confused...I thought the yearly spending threshold was ~$250k. I have a Platinum card that I pay off every month in full and I have spent $1.25MM in the last year on a variety of luxury goods, jewelry, trips, etc., etc. I have called and asked for an invitation which was supposedly "noted" on my account. Still, I have gotten NOTHING. Seems weird. Any insight?


No one knows for certain, but one rumor - and it is just a rumor, as far as I know - is that the card had become too easy to get. Travel hotspots like Vegas were filled with them, and it is hard to maintain an exclusive image when you can see one of them every few minutes. So it might be closed to new applicants.

As far as other insight, the Platinum has most of the same benefits. If you want to impress people, spending $1.25M on luxuries each year will probably do more than showing them a charge card.

If you want great concierge benefits, just hire a PA to handle all that for you. Or heck, hire me as a card advisor/accountant!
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yfan
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Postby yfan » Thu Sep 04, 2014 2:56 pm

Uhh. Why do you want one?

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djrez4
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Postby djrez4 » Thu Sep 04, 2014 3:16 pm

Bama87 wrote:You dont have enough hair


*snicker*

But seriously, there are plenty of possible reasons. Part of the mystique of the card is that no one really knows how to get one. Maybe:
  • Amex has reached its quota of Centurion invites for the year;
  • One year of large purchases is insufficient to trigger an invite;
  • Something in your profile, whether external CRA or internal Amex, is stopping them;
  • Amex doesn't like you.

There are plenty of a$$holes out there who get them just to show them off. We defended a case once in which the Plaintiff's son, during his testimony, made it loudly known that he had a Centurion. It was completely irrelevant to the case. He just thought it would impress someone. I don't know who. I think I was the only one who knew what he was talking about and I rolled my eyes.
[RIGHT][size=100]- Sapphire Preferred - Freedom - Ink - Platinum - Everyday Preferred -[/size]
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CarefulBuilder14
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Postby CarefulBuilder14 » Thu Sep 04, 2014 3:22 pm

djrez4 wrote:There are plenty of a$$holes out there who get them just to show them off. We defended a case once in which the Plaintiff's son, during his testimony, made it loudly known that he had a Centurion. It was completely irrelevant to the case. He just thought it would impress someone. I don't know who. I think I was the only one who knew what he was talking about and I rolled my eyes.


If not for joining this site a few months ago, I would have assumed it was a sports car.

Did his attitude hurt the trial's outcome?
Wallet: Prestige CSP SchwabPlat Freedom It Hyatt SallieMae AAPlat
SD: Arrival BrooksBros BCE ED IHG
Letting new accounts cool off since May
Really not sure what I'll add next or when

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djrez4
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Postby djrez4 » Thu Sep 04, 2014 3:39 pm

CarefulBuilder14 wrote:If not for joining this site a few months ago, I would have assumed it was a sports car.

Did his attitude hurt the trial's outcome?


Not really. The judge did not find him to be credible witness, but I think it was his testimony more than his attitude. His father was much worse. The guy discharged about $450 million in bad real estate debt during the S&L scandal in the '80s and had a tax lien against him for about $60 million for the forgiven debt income reported. He had taken to using his son's Social Security number (they had the same name) to open bank accounts and was also busted for that - a felony. The judge (who we sadly lost to the criminal bench) picked up on his dishonesty immediately and found his testimony to be "not credible."
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MemberSince99
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Postby MemberSince99 » Thu Sep 04, 2014 4:01 pm

Ya know, I really have absolutely no idea why not. All I can say is I'd like to have your problem. Beyond that, I can't really offer insight as I'll probably work my entire life and not make a million after taxes (before taxes it could happen but I'm in the 30% bracket) so I just really can't offer any relevant insight but good luck with your quest and take heart in knowing they know your spend and if they want you to have a Centurion they'll offer you one, but whether you get one or not you sound golden with them.

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CarefulBuilder14
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Postby CarefulBuilder14 » Thu Sep 04, 2014 4:41 pm

I wonder how far fraudulent use of a Centurion could go before it was caught. If the real cardholder travels a lot and spontaneously buys a ton of expensive stuff, how would you notice a change?

If someone stole one of my cards, a charge of $50 at a restaurant would go unnoticed. $5k of jewelry would stand out.

But if $5k of jewelry is an everyday purchase for someone, what would it take to trigger a fraud alert? I'm assuming someone who steals a Centurion isn't going to get fast food with it.
Wallet: Prestige CSP SchwabPlat Freedom It Hyatt SallieMae AAPlat
SD: Arrival BrooksBros BCE ED IHG
Letting new accounts cool off since May
Really not sure what I'll add next or when

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djrez4
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Postby djrez4 » Thu Sep 04, 2014 4:49 pm

CarefulBuilder14 wrote:But if $5k of jewelry is an everyday purchase for someone, what would it take to trigger a fraud alert?


Walmart might raise some eyebrows.
[RIGHT][size=100]- Sapphire Preferred - Freedom - Ink - Platinum - Everyday Preferred -[/size]

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