Gb24 wrote:Ive currently had my Amex green card since last november. Ive spent a hefty amount on there in the past months and obviously everything has been paid off each month.
I have a score of 649, due to some pass due bills a few years ago, all of which have sense been paid off.
Im 24, in school and graduate in next may.
I already have a full time offer.
I currently make around 40k a year.
I have other cards, my credit utilization is around 9%
I plan on applying for the Amex Platinum or Chase Sapphire Preferred at the end of the year.
Yes, you would get approved. But why do you need the platinum card? Unless your work requires you to fly twice a week there are far better cards for rewards (search these forums). If it's prestige then forget it ... almost anyone who qualifies for AMEX qualifies for platinum. Only Centurion is the prestige card in AMEX line-up.