Bonus points mall

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DoingHomework
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Bonus points mall

Postby DoingHomework » Sun Jan 10, 2010 6:13 pm

Anyone do their online shopping through the bonus points mall? There are a lot of everyday store on there and you get 3x points when you go in through the amex site. I'm just wondering if there is a cathc like higher prices or something.


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Mogul of Pineapples
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Postby Mogul of Pineapples » Sun Jan 10, 2010 6:30 pm

That's a great question. Surprisingly, I've never looked. Have you used the ShopDiscover feature for Discover cardmembers? I think it's similar, the difference being that Discover gives a cashback bonus that seems to be more generous. For example, I bought from 1-800-Contacts through the ShopDiscover site last month and the cashback bonus was 10% or 11%. The prices are the same too, the only catch is you need to access the retailers through the ShopDiscover site and pay with your Discover card. Discover must be getting some kind of commission on the sales which allows them to do this.
Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed and linked to. Regardless, anything I say is my honest opinion.

Current Cards:
American Express: Blue Cash, Simply Cash Bank of America: WorldPoints Platinum Plus Chase: Amazon, British Airways, Cash Plus Rewards, Freedom, Ink Cash Citi: Thank You Premier, Dividend Platinum Select Discover: More
Primary Everyday Card: American Express Blue Cash
Primary Travel Card: Chase Sapphire Preferred

jeffysdad
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I've used the "points malls"

Postby jeffysdad » Mon Jan 11, 2010 6:54 am

for chase and amex and am familiar with citi's program. they seem to work well; just make sure you link to your store from the bonus site and print out documentation to prove you qualified for the bonus.
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).

*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.

DoingHomework
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Postby DoingHomework » Mon Jan 11, 2010 11:48 am

Thanks. I had ignore the bonus points mall until now but was bored yesterday and checked it out. I expected to see just high end stores but was surprised to find places like Walmart, Banres & Noble, and other places that I actually buy from regularly online.

My main worry was that the prices at these places might be higher when you go in through the AMEX site. I'll have to check that when I have some free time.

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Mogul of Pineapples
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Postby Mogul of Pineapples » Mon Jan 11, 2010 8:47 pm

I don't think they do that but you never know. I would be curious to know though so please let us know what you find out.
Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed and linked to. Regardless, anything I say is my honest opinion.

Current Cards:
American Express: Blue Cash, Simply Cash Bank of America: WorldPoints Platinum Plus Chase: Amazon, British Airways, Cash Plus Rewards, Freedom, Ink Cash Citi: Thank You Premier, Dividend Platinum Select Discover: More
Primary Everyday Card: American Express Blue Cash
Primary Travel Card: Chase Sapphire Preferred



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