- Centurion Member
- Posts: 3960
- Joined: Thu May 08, 2014 7:42 pm
- Location: United States
Amex does occasionally give charge and even credit cards to people with absolutely no credit history at all. It is certainly possible you will get it, but nothing is guaranteed. The 'secret' limit on the Green and the official limit on the credit cards would be fairly low.
I'd suggest a somewhat more conservative and conventional path - use the card you have responsibly for about 6 months and build a history with it. After 6 months, you might even get an invitation to apply (not a guaranteed approval) for the Gold or PRG with a nice signup bonus and the fee waived the first year. You can later downgrade to Green before the end of the first year. If you don't get an invitation, maybe apply for the Green after 8 months.
Though I have to wonder why a college student with (nearly) no expenses wants to pay an annual fee on a credit card. Is it just for future backdating? Or more a status thing?
Edit: You might consider a credit card specifically for college students. Discover has college student varieties of Chrome and It that are generally considered among the best student cards. Or a local or college credit union might offer something good.
Keeping indefinitely: IHG, SchwabPlat, CSP, Discover, Freedom, ED, BCE, Hyatt
May close or PC: Prestige, Arrival, BrooksBros
AA Platinum converting into Costco
Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech
Letting new accounts cool off since May