- Centurion Member
- Posts: 4047
- Joined: Thu May 08, 2014 7:42 pm
- Location: United States
I knew Amex charge cards were most reliable when you built up first with small transactions - like $10 or $20 swipes, then paying them down in a few days. I am surprised, though, that they rejected a $300 charge as your first transaction. I'd have thought it could take a single charge twice that size before it would be a problem. If you had spent $10 per day for a month and hit a $300 balance - without making any payments - I could see a declined charge being a concern for Amex. It seems pretty lousy that they wouldn't even give you a chance to make once charge and pay it down.
Even Capital One will let a person spend $300 before they start declining the charges!
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