The Platinum card - my experience so far

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MemberSince99
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The Platinum card - my experience so far

Postby MemberSince99 » Thu Jul 03, 2014 6:51 am

I recently got the Platinum after learning I was going to be travelling for work. I had considered the card before but since I never travelled, I felt it wasn't for me. I wasn't sure how I could get 450 in value out of the card.


After using it for my first trip, these are my impressions. First, as a traveler, if you do it right, this does pay for itself. They reimburse you certain airline fees, automatically - I selected early bird check in for my Southwest flight and they saw that and reimbursed me with a credit within a couple of days. They also reimburse carry on fees and other things up to 200 a year so that knocks the cost down to 250 a year or not that much more than the PRG card right off the bat if you use the full 200 (and if you travel you surely will).


Next - they reimburse you the cost of the TSA Pre-check which allows you to bypass some of the security, and if you've stood in those long lines removing your shoes and emptying all your stuff out, you already know that's a winning thing. The cost is 85 dollars and it's good for 5 years but Platinum will reimburse that. (I'm planning to stop at our local center next week and apply for this).


It also upgrades your status at the major rental car companies. It's hard to put a financial value on this, as well as the upgrades at selected hotels, but it's a very nice perk.


It lets you into selected lounges as well. I just got my Priority Select card, and since my return flight was delayed, that would have been a nice perk had I had that card and there been a lounge handy.


I've only had my first trip but I've already gotten actual return on investment with this card. As I said as long as you travel and can use it, it will end up costing not much if any more than the PRG (and maybe less as well) and give you other benefits you can't put a financial value on but that are very nice to have. The customer service seemed better too - calling in the past for other cards I'd gotten foreign call centers and while Amex clearly has the best offshore help, they still aren't that great compared to Americans in numerous experiences I've personally had. I'm curious to see if that continues but I'm hopeful (I know I can ask to be transferred to the US as well).


One more factor to consider and the one that may have convinced me to get the Platinum is the baggage insurance. Platinum offers a LOT more insurance than PRG does, and since I travel with expensive electronics that alone would have pushed me towards Platinum.


There are other reasons as well but as far as return on investment, I no longer have any doubt that for a person who travels and can use it, it's worth it. If you don't travel, then maybe it won't be worth it.


I hope this post is helpful to someone who like I was not long ago is considering whether or not they will see a value in the card.


rockyrock
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Postby rockyrock » Thu Jul 03, 2014 8:34 am

So far so good. I'm glad you like it. These days the only time it sees the light of day for me is when I travel. Sometimes there are exclusive Offers as well that you should keep an eye out for.

Let us know when you have scored a vehicle or room upgrade. So far my only experience with that has been with the FHR program. I was able to get free Gold status with Starwood and Hilton thanks to my Platinum but neither of those offer actual upgrades as part of the benefits.
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MemberSince99
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Postby MemberSince99 » Thu Jul 03, 2014 8:40 am

I didn't rent a car last time as someone else already had and I didn't get a room upgrade at the Hilton we stayed at either. I have used those offers if you can use them those are great. Of course I got the offers on my Gold as well.


I did also request Gold status with Starwood. I didn't know I could get that with Hilton too?

benhollberg
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Postby benhollberg » Thu Jul 03, 2014 11:00 am

MemberSince99 wrote:I did also request Gold status with Starwood. I didn't know I could get that with Hilton too?


Hilton Gold status was a limited time promotion last year, it isn't available anymore.

Also, go for Global Entry instead of TSA PreCheck. Global Entry is also reimbursed by AMEX, good for five years, and includes TSA PreCheck. It also allows you to enter the country faster when returning. Even if you aren't flying internationally right now, why not do it just in case. After all it is going to be free, and includes everything TSA PreCheck offers and more.
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MemberSince99
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Postby MemberSince99 » Thu Jul 03, 2014 11:45 am

Very good point thank you for sharing that!

jlam572
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Postby jlam572 » Thu Jul 03, 2014 11:56 am

Glad youre enjoying the card. I didn't know about precheck, so I might sign up for that as well...only if I can pick my line though. Sometimes the precheck line is longer than the regular line. lol.

As far as airlines go, I have about 30-40 flights a year for work, and im always ordering drinks on the way back...drinks are covered under the 200 dollar fee :) so that 6.50 little bottle is another freebie for ya. Enjoy, and keep us updated.
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djrez4
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Postby djrez4 » Thu Jul 03, 2014 1:28 pm

The Platinum comes with a free Boingo subscription, too. (For those airports who think charging for wifi isn't a travesty of immeasurable injustice)
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kcm7
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Postby kcm7 » Thu Jul 03, 2014 3:43 pm

Good stuff! If I traveled more for work, I'd consider this card. It's always a card I've considered "too fancy" for the likes of me (and I know some people get it for the status), but, really, it's a matter of whether you get more out of it than what you put in.
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rockyrock
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Postby rockyrock » Thu Jul 03, 2014 11:04 pm

djrez4 wrote:The Platinum comes with a free Boingo subscription, too. (For those airports who think charging for wifi isn't a travesty of immeasurable injustice)


I signed up for the Boingo account but am a little curious as to how to use it. When I go to the Boingo website to search for available locations it gives me EVERY hot spot on the planet. What's up with that, do they have some kind of shared network or something?

My iPad has wireless service already but it would be nice to not max out my data now and again.
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benhollberg
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Postby benhollberg » Thu Jul 03, 2014 11:30 pm

rockyrock wrote:I signed up for the Boingo account but am a little curious as to how to use it. When I go to the Boingo website to search for available locations it gives me EVERY hot spot on the planet. What's up with that, do they have some kind of shared network or something?

My iPad has wireless service already but it would be nice to not max out my data now and again.


The Boingo map online and on the iPad application are terrible. You can filter through to show only their networks, I think they call them verified networks. Still a terrible application, I signed up for the service but honestly wouldn't use it unless I have to. I'd rather use the data plans on my iPhone and iPad for most things, except streaming videos or music.
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