- Centurion Member
- Posts: 4913
- Joined: Sun May 20, 2012 4:35 pm
- Location: WI
I recently got the Platinum after learning I was going to be travelling for work. I had considered the card before but since I never travelled, I felt it wasn't for me. I wasn't sure how I could get 450 in value out of the card.
After using it for my first trip, these are my impressions. First, as a traveler, if you do it right, this does pay for itself. They reimburse you certain airline fees, automatically - I selected early bird check in for my Southwest flight and they saw that and reimbursed me with a credit within a couple of days. They also reimburse carry on fees and other things up to 200 a year so that knocks the cost down to 250 a year or not that much more than the PRG card right off the bat if you use the full 200 (and if you travel you surely will).
Next - they reimburse you the cost of the TSA Pre-check which allows you to bypass some of the security, and if you've stood in those long lines removing your shoes and emptying all your stuff out, you already know that's a winning thing. The cost is 85 dollars and it's good for 5 years but Platinum will reimburse that. (I'm planning to stop at our local center next week and apply for this).
It also upgrades your status at the major rental car companies. It's hard to put a financial value on this, as well as the upgrades at selected hotels, but it's a very nice perk.
It lets you into selected lounges as well. I just got my Priority Select card, and since my return flight was delayed, that would have been a nice perk had I had that card and there been a lounge handy.
I've only had my first trip but I've already gotten actual return on investment with this card. As I said as long as you travel and can use it, it will end up costing not much if any more than the PRG (and maybe less as well) and give you other benefits you can't put a financial value on but that are very nice to have. The customer service seemed better too - calling in the past for other cards I'd gotten foreign call centers and while Amex clearly has the best offshore help, they still aren't that great compared to Americans in numerous experiences I've personally had. I'm curious to see if that continues but I'm hopeful (I know I can ask to be transferred to the US as well).
One more factor to consider and the one that may have convinced me to get the Platinum is the baggage insurance. Platinum offers a LOT more insurance than PRG does, and since I travel with expensive electronics that alone would have pushed me towards Platinum.
There are other reasons as well but as far as return on investment, I no longer have any doubt that for a person who travels and can use it, it's worth it. If you don't travel, then maybe it won't be worth it.
I hope this post is helpful to someone who like I was not long ago is considering whether or not they will see a value in the card.