Amex Hotel Card

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Bama87
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Amex Hotel Card

Postby Bama87 » Wed Jun 18, 2014 4:10 pm

My thoughts:

I want an AMEX and want to start building hotel points.

SPG - 30,000 points after $5,000 spend in first 6 months (From what I can find this is the best offer every year around the same time) $65/yr, first yr waived. Go ahead and get it and start collecting points?

No Fee HHonors CC - 40,000 after $750 spend in first 3 months (I have saw where there were 50,000 point offers at one time or another.) Does anyone have any insight as to when bigger offers for this card come around?

The only problem is if I get tired of paying the AF on the SPG card what are my options with the points? Transfer them out? I do not believe there is a PC available for this card?

We will not be looking to redeem points within the next year. Aug 2015 would prob be the earliest, but more than likely it would be after that even.

I'm leaning towards waiting on a better off on the No Fee HHonors, grab it, and when we do get ready to travel, PC it to the Surpass card to get Gold perks (free breakfast and internet). Good plan?


Robrus1
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Postby Robrus1 » Sat Jun 28, 2014 3:17 pm

I suppose it depends on which hotels you prefer to stay at, but for me, the redemption rate and value of the SPG points can't be beat. I have already had about 12 free nights this year, worth much more than $65.
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rockyrock
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Postby rockyrock » Sun Jun 29, 2014 8:42 am

I agree, Starpoints are probably the most valuable points out there. As an added bonus you can transfer to multiple airlines and even get a sizable bonus if you transfer enough. For hotel points it's hard to beat Starpoints.

It really does matter where you like to stay and what your spending habits are, also what brands are available where you travel. If you do a lot of property stays with Starwood this is most likely your best bet. If you want an everyday card for building points the Hilton may be better as it offers some category spending if I'm not mistaken.

Once the Starpoints post they transfer to your SPG account so there is no need to worry about losing them if you close the card.

Good luck.
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Bama87
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Postby Bama87 » Mon Jun 30, 2014 11:31 am

I picked the No Fee HHonors card. Still waiting on a bigger sign up bonus then 40,000 before I apply though.

For the SPG, I am honestly not sure if I would hit the $5,000 spend in 3 months for the points and I would not get use out of it for at least a year or better.

So for now, I will establish a relationship with AMEX this year with a no fee card and start rackin up Hilton points and upgrade the card for Gold Status when we are in a better position to start traveling.

rockyrock
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Postby rockyrock » Mon Jun 30, 2014 10:09 pm

Always best to do what is right for you and your situation. Sounds like you are off to a good start!
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Discover it Bank of Hawaii Hawaiian Airlines WEMC Synchrony Sam's MC
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MemberSince99
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Postby MemberSince99 » Sun Jul 06, 2014 7:56 am

Yep I agree!


I'm looking at the HHonors card too since we seem to stay at the Hilton for work travel (though how long the cheap beancounters we have will allow that, who knows, the Motel 6 is more their speed), but while buying a home is on the table I can't take an inquiry period. I don't need to have to try to explain to the underwriter why I wanted that card and possibly torpedo buying a home. They may still allow it but why push it, is how I see it. Once I close and it's done, I can do what I want again.



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