OldMan wrote:I had the wife apply for, and she was instantly approved for the BCE card. (It fits her spending probably better than any other card out there) My question is, we've been monitoring her credit, and I haven't seen an Inquiry hit her report, (been two weeks). Is this normal, do they always HP for new credit cards for new members?
Anecdotally, everything I've read about AMEX indicates they ALWAYS hard pull for new apps for consumers who've never had an AMEX. As stated above, they don't always pull EX, but that's the usual pull. Since you've presumably gotten the letter and card showing that EX was pulled, like you said, just check EX at MyFICO or at the EX site, since apparently the score is not the issue. I wouldn't trust those FAKO sites since they are notoriously slow to update.