- Centurion Member
- Posts: 1099
- Joined: Sun May 04, 2014 4:41 pm
- Location: Atlanta, GA
9 months of credit history and instant approval. Low utilization across the board and less than 10% at that. Started out with a Citi Forward Card for college students and went from there. Despite having a lot of inquiries and open accounts, I was very happy when I saw that I got instant approval on this card. Definitely hoping to consider other Amex cards in the future, particularly either the Amex Everyday or Blue Cash cards without the annual fee.
Also I hope that in six months, I'll be able to try getting a Chase Freedom card. I want it so badly and I think it would be a great way to get even more rewards on my purchases, especially for gas and stuff like that and if not, perhaps something will come out of the account review that Citi will do in September.
Been lurking this forum for a while and really like the information that I've learned here. I also have been posting on myFico for a while. Hope that's not a bad thing in any way. I was almost gonna hold off applying for this card and waiting three more months because they said that Amex likes a whole year of credit history like for the green card but I guess not in my case.
Macy's TLs (21k), Lowes (17k), CSP (10k), Sam's Club (10k), Nordstrom (5k), AARP (4.2k), Freedom (3k), Discover (1.5k), Quicksilver (2k), BoA (3k), Barclaycard Arrival (2.5k), Amazon Store (6k), Paypal (4.9k), Sam's Club MC (3.6k), Walmart MC (1.2k)