creditlearner10 wrote:I was planning on making a big purchase with my hilton surpass card, but im scared that it will decline the purchase like a charge. Does this happen?
No, you should be fine. The credit line issued is what they are willing to lend you. As long as it's within your credit limit and your account is in good standing, there's no need to call or worry. If you need to go over your limit, you may want to call to make sure the transaction will be approved. AmEx is good about approving large transactions without needing a phone call.